Feature

Open Banking — track your rent automatically

Secure connection to 12 Belgian banks, automatic payment matching, real-time late payment alerts. Never manually check your bank statements again.

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Feature
Open Banking
The problem

What you do today (without BailBelgique)

Manual monthly checking
You open your bank account on the 5th of each month, note who paid and who didn't.
Late detection of arrears
A tenant 15 days late — you discover it the following month at best. Too late to react.
Fragmented reporting
Excel, emails, post-its: at the end of the tax year, finding payment proofs becomes a nightmare.
The solution

What you do with Open Banking

Automatic reconciliation
Every received transfer is automatically matched to the tenant and expected rent. You check nothing.
Day-precise alerts
SMS/email notification as soon as expected rent doesn't arrive on time. You react in 5 min, not 15 days.
Tax export
Annual summary table generated automatically for your tax return or accountant.
How it works

How it works in detail

01 / 04

Secure bank connection

SCA authentication compliant with PSD2 across 12 Belgian banks (Belfius, BNP Fortis, KBC, ING, ARGENTA, Beobank, Crelan, AXA, Deutsche Bank, Triodos, vdk, CPH). Your credentials never pass through our servers — aggregation via a BNB-approved PSD2 partner.

12 Belgian banks supported
Secure bank connection
02 / 04

Automatic payment matching

Matching algorithm based on expected amount, structured reference, tenant name and history. Over 99.2% accuracy on 50,000 payments processed in 2025 — ambiguous cases are escalated for one-click manual review.

99.2% auto-matching accuracy
Automatic payment matching
03 / 04

Real-time late payment alerts

Automatic sequence: internal alert on day J+1, polite email to tenant on J+5, formal reminder via electronic registered letter on J+15. 68% of arrears are settled before formal notice.

68% settled before formal notice
Real-time late payment alerts
04 / 04

History and accounting export

All timestamped payments, attributable to a tenant and lease, exportable as CSV/Excel/PDF. Compatible with major Belgian accounting software imports (BOB, Easy Software, Yuki).

10 years legal archiving
History and accounting export
Key figures

What it changes concretely

85%
time saved on rent tracking
12,000+
rents tracked monthly
0
tracking errors in 2025
< 24h
average reconciliation time
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Client testimonial

A user's experience

“
Before, I spent 2-3 hours a month checking my 7 leases. Now I get a notification when something's off, and that's it. The time saved is priceless — especially in April when I prepare my tax return.
MD
Marc D.
Landlord · 7 properties · Liege & Brussels
Before 2-3h / month
After 5 min / month
FAQ

Your questions

Questions landlords ask during evaluation.

Frequently asked questions

  • Yes. We use a PSD2 partner approved by the National Bank of Belgium. Your banking credentials never pass through our servers — connection is via your bank's official API, with SCA (Strong Customer Authentication) at every session.

  • Belfius, BNP Paribas Fortis, KBC, ING, ARGENTA, Beobank, Crelan, AXA Bank, Deutsche Bank, Triodos, vdk Spaarbank and CPH. That's 95% of the Belgian retail banking market.

  • No data loss: history remains accessible in BailBelgique. Only automatic tracking stops — you'll need to manually check new payments. You can reactivate at any time in 2 minutes.

  • Yes, but with reduced accuracy (matching on amount + name). We recommend requiring a structured reference in the lease (template provided) for maximum 99.2% accuracy.

Discover also

Other features

Automatic notifications Programmable SMS and emails for your tenants Discover → Document management Your leases and documents in a digital vault Discover → Security & GDPR Belgian hosting + E2E encryption + annual audit Discover → Landlord dashboard Centralised dashboard for all your properties Discover →

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All Belgian rental management tools in one platform. 14 days to make up your mind.

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