Create lease online in Belgium: simple, fast and compliant

The different types of leases available

Each rental situation has its own type of lease. Before creating a lease agreement, you need to choose the right format:

• Primary residence lease: the most common, for a property used as a primary residence.
• Student lease: for rentals to a student, with specific rules.
• Furnished lease: for a property rented with furniture.
• Shared housing lease: for multiple tenants sharing a property.
• Short-term lease: for a rental of three years or less.
• Commercial lease: for premises intended for a professional or commercial activity.

Our tool handles each lease type with its own specific clauses. You select, the contract adapts.

How to create a lease agreement online?

The platform guides you step by step. No legal knowledge is required:

1. Lease type: primary residence, short-term, furnished, student or shared housing.
2. Property region: Wallonia, Brussels or Flanders. Rules vary from one region to another.
3. Parties to the contract: identity of the landlord and the tenant, guarantor if applicable.
4. Property description: address, surface area, number of rooms, EPC certificate.
5. Financial terms: rent amount, service charges, security deposit, indexation.
6. Mandatory annexes: inventory of fixtures, EPC certificate, internal rules and regulations.

At the end of the process, you obtain a complete lease agreement in PDF format, ready to be signed by both parties.

To understand each format, consult our lease agreement guide.

Mandatory clauses and annexes

A valid lease in Belgium must contain several mandatory clauses:

• Identity of the landlord and the tenant.
• Detailed description of the rented property.
• Lease duration and start date.
• Rent amount and service charges.
• Amount of the security deposit.
• Rent indexation rules.

Mandatory annexes are also regulated by law. Depending on your region, you must include:

• The EPC certificate.
• The entry inventory of fixtures.
• The list of major repairs the landlord is responsible for.
• Regional explanatory annexes (Wallonia, Brussels, Flanders).

Our platform includes these annexes automatically. Nothing can be overlooked.

A lease agreement compliant with your region

Belgium applies three different legal frameworks for the primary residence lease:

Each region has its own rules on duration, security deposit, renovation works or notice period. Our tool automatically adapts the text to your situation. Landlord in Wallonia? You get a Wallonia-compliant lease from the very first step. In Brussels? The Brussels lease applies.

Prefer to start from a blank template? You can also download a free PDF template. But drafting online remains safer: all clauses are checked, none are forgotten.

Registering your lease after creation

Once the contract is signed, it must be registered. This process is free, mandatory and the landlord’s responsibility.

You have two months after the date the lease is signed to register your contract with FPS Finance. Three options:

• Online via the MyRent platform.
• By registered mail to the competent office.
• At the local registration office.

Registration protects both parties. The tenant is protected against early eviction. The landlord has a certified date, enforceable against third parties in the event of a sale or dispute.

Signing your lease: electronic or handwritten?

Two options to sign a lease in Belgium:

• Handwritten signature: each party signs on paper, at the bottom of the contract.
• Electronic signature: remote signing via itsme or email code.

An electronic signature has the same legal value as a handwritten signature. It is governed by the European eIDAS regulation. Once the lease is signed, each party receives an electronically signed and timestamped copy.

Landlord and tenant can sign the lease online in a matter of seconds, from their sofa. No need for appointments.

Terminating the lease

Before even creating a lease online, consider the exit rules. Depending on the lease type, the conditions for ending the contract vary:

• Tenant’s notice: generally three months.
• Landlord’s notice: subject to conditions (personal occupation, renovation works, end of term).
• Early termination compensation.

Our tool includes termination clauses adapted to each lease type.

Creating a lease online: who is it for and how much does it cost?

Our solution is designed for all Belgian landlords:

• Owners of a single property.
• Multi-property investors.
• Real estate agencies.

To create a lease online, all you need is an account. You can try the tool for free before committing.